Effective Date: January 1, 2022
- Information We Collect
1.1 Information You Provide to Us
1.3 Automated Information Collection
1.4 Analytics Services and Targeted Ads
- How We Use the Information That We Collect
- Third-Party Sites & Services
3.1 Links to Third-Party Sites
3.2 Third-Party Tracking and Do Not Track
- How We Protect Your Information
- Transfer of Information to the United States
- California Privacy Rights
- Children’s Privacy
- Contact Us
Information We Collect
We collect information about you when you choose to share such information with us by entering it on our Site and by using automated processes. To request that we do not sell this information, please submit your request here.
Information You Provide to Us
We may ask you and you may choose to provide certain personal information to us, such as your first and last name, your date of birth, your sex, driver’s license number, state of residency, e-mail address, criminal history, insurance coverage, mailing and billing addresses, financial information, and telephone number. You may also choose to provide us with information about your marital status, occupation, family or other details. We may collect this information in various places, including when you register for an account, apply for an insurance plan, report a claim, make a payment, or in other parts of our Site.
Automated Information Collection
We may automatically collect certain information when you visit or use our Site. This information may include your IP address (or other unique device identifier, including one that we may assign); certain details about your browser, operating system, and hardware; your location, if available; the URL that referred you to our Site; your activities on our Site, including your preferences; and other logging information, such as the date and time of your visit. We also use web server logs to collect and store information about Site usage. If applicable, when you use our mobile applications or visit our Site from a mobile device, like a smartphone, we may also collect additional information from your device, including your location, device identifier, and information about your mobile network. We may use a variety of tracking technologies to collect this information, including without limitation, cookies, web beacons, embedded scripts, browser fingerprinting, etag, recognition technologies, location-identifying technologies, and subsequent tracking technologies and methods later developed.
A cookie (or “locally shared object”) is a data file placed on your device when you visit our Site. A Flash cookie (or locally shared object) is a data file placed on a device via the Adobe Flash plug-in that may be built-in to or downloaded by you to your device. HTML5 cookies can be programmed through HTML5 local storage. Your browser, or other software (including Adobe Flash), may allow you to reject or remove cookies, but if you do so, some features of our Site may not work properly, and we may not be able to remember your preferences the next time that you visit.
Analytics Services and Targeted Ads
We use third-party analytics services (e.g., Google Analytics). These services may track details about your online activities over time and across different sites. These services help us to improve our Site and the products and services that we offer you. These services may also allow us and others to provide you with targeted advertisements or other content that you may be interested in based on your online activities. If you would like to learn more about targeted ads that may be based on your online activities, and the choices you may make for certain sites and advertisers, you may wish to visit the Network Advertising Initiative or the Digital Advertising Alliance.
How We Use the Information That We Collect
How and When We Share Information with Third Parties
Third-Party Sites & Services
Third-Party Tracking and Do Not Track
How We Protect Your Information
We use commercially reasonable and industry standard security technologies and safeguards to protect the information that we collect and use. We also expect our service providers to protect information in the same manner. However, no data transmission over the Internet, mobile networks, wireless transmission or electronic storage of information is guaranteed 100% secure. Please note that we cannot guarantee the security of any information you transmit to us.
Transfer of Information to the United States
California Privacy Rights
Do Not Sell My Personal Information
California residents may opt out of the “sale” of their personal information. We sell certain of your information to third parties to provide you with offers and promotions and opportunities that may be of interest to you.
Under the CCPA, sale is defined such that it may include allowing third parties to receive certain information, such as cookies, IP address, and/or browsing behavior, to deliver targeted advertising on the Services or other services. Advertising, including targeted advertising, enables us to provide you certain content for free and allows us to provide you offers relevant to you.
Depending on what Services you use, we may provide the following categories of personal information to third parties for these purposes:
- For online targeted advertising purposes: demographic and statistical information, user-generated content, device information and identifiers, browser and usage data, geolocation, and social media information.
- For sharing with third parties to send you relevant offers, products, promotions and opportunities: contact and registration information, demographic and statistical information, user-generated content, device information and identifiers, browser and usage data, and geolocation.
If you would like to opt out of our use of your information for such purposes that are considered a “sale” under California law, you may do so by opting out in your account data privacy settings page or by submitting a sale opt-out request by emailing us at email@example.com. Please note that we do not knowingly sell the personal information of minors under 18 years of age without legally-required affirmative authorization.
Rights for California Consumers
If you are a California resident, you may have certain rights. California law may permit you to request that we:
- Provide you the categories of personal information we have collected or disclosed about you in the last twelve months; the categories of sources of such information; the business or commercial purpose for collecting or selling your personal information; and the categories of third parties with whom we shared personal information.
- Provide access to and/or a copy of certain information we hold about you.
- Delete certain information we have about you.
We will take reasonable steps to verify your identity before responding to a request, which may include, at a minimum, depending on the sensitivity of the information you are requesting and the type of request you are making, verifying your name, email address, and physical address. Requests provided without sufficient identifying information will be disregarded. If information provided during the application process is insufficient to identify the requestor, collection, access and deletion requests will also be disregarded.
You are also permitted to designate an authorized agent to submit certain requests on your behalf. In order for an authorized agent to be verified, you must provide the authorized agent with signed, written permission to make such requests or a power of attorney. We may also follow up with you to verify your identity before processing the authorized agent’s request.
If you would like further information regarding your legal rights under California law or would like to exercise any of them, please email us at firstname.lastname@example.org.
You may have the right to receive information about the financial incentives that we offer to you (if any). You also have the right to not be discriminated against (as provided for in applicable law) for exercising certain of your rights. Certain information may be exempt from such requests under applicable law. We need certain types of information so that we can provide the Services to you. If you ask us to delete it, you may no longer be able to access or use the Services.
Our Site is intended for general audiences, and we do not knowingly seek or collect personal information from children under the age of 18. In accordance with the Child Online Privacy Protection Act, in the event that we learn that we have collected personal information from a child under age 13 without verification of parental consent, we will delete that information as quickly as possible. If you believe that we might have any personal information from or about a child, please contact us at email@example.com.